Range of Services
Flow of Operations
Commercial Real Estate Loans
Residential Loans
Leases
Other Services

Residential Loans

We are the highest-rated domestic primary servicer in Japan.

Shinsei Servicing Company (Shinsei Servicer) boasts extensive achievements in the servicing of securitized residential loans, benefiting from our specialized staff's breadth of experience delivering peerless capabilities to fulfill client needs, a servicing system with diverse versatility and a top quality internal management system.

As an agent for creditors, Shinsei Servicer performs the overall administration of duties related to residential loans, including claims, payments and credit-related documentation. Our expertise encompasses primary, special and even backup servicing duties, enabling us to deliver a seamless provision of services related to residential loans. Shinsei Servicer is also able to significantly contribute to the smooth operation of securitization structures by applying the various strengths of each servicing arm.

Main Duties Related to Residential Loans

Primary Servicing
  • Servicing repayment claims and transfers of principal and interest monies into residential loan borrowers' savings accounts
  • Handling of all inquiries from residential loan borrowers, consultation on procedures and issuance of various certificates
  • Notifications to and monitoring of delinquent borrowers
  • Safekeeping and management of loan agreements, maintenance and administration of collateral
  • Fund recovery status reports issued to clients and investors, and business reporting
Special Servicing
  • Management and recovery concerning the acceleration of credit defaults
Backup Servicing
  • Stand-by loan recovery system
  • Entering monthly loan recovery data
  • Various notifications and information at time of servicer replacement
  • Preservation of loan data integrity (loan transfers, etc.) at time of servicer replacement

Main Duties Related to Residential Loans